Gold Diamond Pendant: Weight, Today’s Rate & Resale Value

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Gold Diamond Pendant: Weight, Today’s Rate & Resale Value

A gold diamond pendant features a diamond (or cluster of diamonds) set in a gold setting, worn as a necklace pendant. It is one of the most popular fine jewellery gifts in India. At resale, the gold setting and the diamond(s) are valued separately – the gold by weight and purity at the IBJA rate, the diamond by its quality (cut, colour, clarity, carat).

A gold buyer pays for the gold portion only. Diamonds require separate gemological assessment.

At a Glance

TODAY'S GOLD RATE

24K

₹14,500/-

₹13,292/-

Per gram

Designs & Weight Comparison

Common Types & Use Cases

·         Solitaire diamond pendant (single stone) – 2g–5g gold setting

·         Cluster diamond pendant (multiple small diamonds) – 3g–8g gold

·         Halo diamond pendant (centre + surrounding ring) – 4g-10g gold

·         Vintage/antique diamond pendant – same gold-only rate

·         Diamond pendant on a gold chain – pendant and chain weighed separately

Resale Value & Worked Example

For a 4g 22K gold setting: 4 × 0.916 × ₹15,250 = ₹55,876.

For an 18K setting (more common for diamond pendants): 4 × 0.75 × ₹15,250 = ₹45,750.

The diamond is removed and returned. Diamond value depends on its carat weight, cut grade, colour grade and clarity grade. A GIA or IGI certificate significantly assists diamond valuation by a certified diamond buyer.

Tax Treatment When You Sell

Gold held over 24 months attracts 12.5% LTCG when sold; held under 24 months, your gain is added to slab income. Aadhaar is mandatory; PAN is required if your sale exceeds ₹2,00,000.

What to Watch For

·         Stones or lac weighed with gold – insist on removal before weighing

·         Visual purity check instead of XRF – always request machine testing

·         No written receipt – a signed receipt is a legal requirement

·         Making charge deductions at resale – these do not apply

Why Choose Attica Gold Company

Attica Gold Company is ISO 9001:2015 certified with 200+ branches across Karnataka, Tamil Nadu, Andhra Pradesh, Telangana and Pondicherry. Your wait is over.

Frequently Asked Questions

How much is a gold diamond pendant worth at a gold buyer?

Only the gold setting is paid. A 4g 22K setting is worth ₹55,876; at 18K: ₹45,750. The diamond requires separate valuation.

Does the diamond value show in the gold buyer price?

No. A gold buyer pays only for gold weight. Diamonds must be separately assessed by a certified diamond specialist.

Why is most diamond pendant gold 18K?

18K is harder and more durable for prong settings that hold diamonds. Most fine diamond jewellery globally uses 18K white or yellow gold.

How is the diamond removed?

At the Attica branch before weighing. Carefully removed from the setting and returned to you.

Do I need a GIA/IGI certificate?

Not required for the gold portion. For accurate diamond valuation, a certificate is very helpful.

Can I sell just the gold setting and keep the diamond?

Yes. Diamond removed and returned; you receive the gold weight × purity rate.

How long to sell?

20–30 minutes including diamond removal.

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